Financial Services

Finance Runs on
Data.
Yours Should Too.

Financial services businesses face a unique challenge: high regulatory demands, complex operations, and clients who expect instant, accurate, and secure digital experiences. We help you modernise without compromise faster reporting, stronger compliance, and digital acquisition that converts.

View Customer StoriesView Customer Stories

Finance Industry Consultation

Get Your Free Finance Digital Audit

45-minute session with a specialist who understands financial services — not generic digital marketing.
The Industry Challenge

The Finance Industry Pain Points

01

Legacy System Debt

Outdated core banking systems create integration bottlenecks and slow product launches.

02

Regulatory Complexity

Keeping up with evolving AML, KYC, and Basel compliance requirements drains resources.

03

Fraud & Cyber Risk

Rising sophistication of financial fraud demands real-time detection and AI-driven defence.

04

Customer Experience Gap

Customers expect seamless, personalized digital experiences that legacy banks struggle to deliver.

Industry Data

Finance Industry By The Numbers

Global Fintech Market by 2028

$4.2T

Banks Adopting AI by 2026

78%

Cost Reduction via Automation

60%

Digital Banking Users Worldwide

3.2B+

Average operational cost savings

55%
Our Finance Solutions

Built for Finance.
Compliant by Design.

Every solution we build for financial services clients is designed with regulatory compliance as a foundation not an afterthought. You grow digitally without risk.

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FCA-Compliant Digital Marketing

FCA-compliant digital marketing ensures your campaigns meet regulatory standards while building trust, transparency, and sustainable growth.

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Financial Data & Reporting Automation

Financial Data & Reporting Automation streamlines data collection and reporting processes to deliver accurate, real-time insights with minimal manual effort.

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Client Portal & Digital Experience

Client Portal & Digital Experience provides a secure, user-friendly platform for clients to access information, interact seamlessly, and enhance overall satisfaction.

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CRM Implementation for Finance

CRM Implementation for Finance centralizes client data, streamlines workflows, and enhances relationship management while ensuring compliance and security.

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Digital Onboarding & KYC Automation

Digital Onboarding & KYC Automation simplifies client verification and onboarding through secure, automated processes, ensuring faster compliance and a seamless user experience.

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Lead Generation & Conversion Funnel

Lead Generation & Conversion Funnel attracts, nurtures, and converts prospects into customers through structured, data-driven marketing journeys.

By Firm Type

Solutions Tailored to
Your Firm Type

Financial services isn't one industry it's many. Select your firm type below to see how HOI approaches your specific challenges.

Independent Financial Advisers & Wealth Managers

IFAs and wealth managers face a crowded digital landscape where FCA rules restrict what can be said — and how. We build compliant digital presence and lead pipelines that attract high-net-worth clients without regulatory risk.

From Google visibility for key financial planning searches through to an automated review cycle system that keeps existing clients engaged and referring — we build the whole engine.
Talk To AN IFA SPECIALISTTalk To AN IFA SPECIALIST

How We Do It

01

Compliance audit of current digital presence

We review all existing digital assets, ads, and content against FCA Consumer Duty requirements before making any changes.
02

SEO & content strategy for financial planning searches

Rank for high-intent searches like "financial planner [city]", pension advice, and inheritance planning — with FCA-approved content.
03

Paid media lead generation

Google and LinkedIn campaigns targeting the right demographics — high earners, business owners, pre-retirees — with compliant landing pages and clear qualification funnels.
04

Client portal & review cycle automation

Branded client portal with annual review scheduling, document sharing, and automated touchpoints that keep clients engaged and referring.
Compliance-First Approach

We Understand The Rules. So You Don't Have To Worry.

We stay ahead of every regulatory shift — from global banking mandates to regional fintech directives — so your business operates with complete confidence. From compliance strategy to technical execution, we handle it all seamlessly for you.

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FCA Consumer Duty

FCA Consumer Duty ensures firms deliver fair value, transparency, and positive outcomes for customers across all financial products and services. We build systems that embed these obligations into your core workflows from day one.

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AML & KYC Compliance

Anti-Money Laundering and Know Your Customer frameworks are non-negotiable in finance. We automate identity verification, risk scoring, and suspicious activity reporting to keep you compliant without slowing customer onboarding.

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GDPR & Data Privacy

Financial data is among the most sensitive personal information held by any organisation. We architect data flows, consent mechanisms, and breach response protocols fully aligned with GDPR, CCPA, and regional equivalents.

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PCI-DSS Standards

Payment Card Industry Data Security Standards require rigorous controls around cardholder data. We engineer payment systems with end-to-end encryption, tokenization, and network segmentation to achieve and maintain PCI-DSS Level 1 certification.

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Basel III & IFRS 9

Basel III capital adequacy and IFRS 9 expected credit loss modelling place heavy demands on financial reporting infrastructure. We build the data pipelines, risk engines, and regulatory reporting tools banks need to meet these obligations accurately and on time.

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Open Banking & PSD2

PSD2 mandates secure, standardized access to customer financial data for authorized third parties. We deliver compliant open banking API frameworks, strong customer authentication (SCA) flows, and TPP management portals that meet regulatory expectations without compromising user experience.

Client Results

What Finance Firms
Achieve With HOI.

Here is what the data tells us about where the industry is headed. The financial sector is undergoing its biggest transformation in decades.

68%Fraud Reduction with AI
Average reduction in fraud losses for banks using real-time ML detection models.
3.2BDigital Banking Users
55%Ops Cost Savings
100%Compliance Record
How We Work

Our Delivery Process

We know that financial services firms can't afford mistakes. Our engagement model is built around compliance, structured approvals, and measurable milestones at every stage.

Work With UsWork With Us
01

Discovery & Audit

We assess your existing systems, regulatory requirements, and technology gaps to define a clear transformation roadmap.

02

Strategy & Architecture

Solution design, compliance mapping, and technical architecture are aligned and approved before development begins.

03

Build & Integrate

Agile development with continuous security testing, third-party integrations, and regulatory validation at every sprint.

04

Launch & Optimize

Phased go-live with real-time monitoring, SLA-backed support, and continuous performance and compliance optimization.

Client Stories

5.2×Digital Leads — 8 Months

"HOI rebuilt our client acquisition platform from the ground up. Within 8 months, our qualified digital leads had grown more than five-fold — something we hadn't managed in three years with our previous agency."

DH
David HargreavesVerified
Partner at Hargreaves IFA
67%Reporting Time Saved

"Our compliance and financial reporting used to consume two full days each week. HOI automated the entire pipeline — data extraction, reconciliation, and regulatory submissions. We've reclaimed that time completely."

EB
Emma BlackwellVerified
CFO of Blackwell Advisory
3.8×Conversion Rate — 4 Months

"HOI redesigned our onboarding funnel with intelligent KYC automation and a frictionless digital journey. Our prospect-to-client conversion nearly quadrupled in just four months — the ROI was immediate and measurable."

TS
Tom SinclairVerified
CEO of Sinclair Wealth
FAQ

Frequently Asked Questions

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